Buying a Pre-Owned Bike

Pre-owned vehicles are always in great demand. This comes from either new learners or for someone on a tight budget. However, there are many buyers who prefer used vehicles, especially bikes. Primary reason being they are lighter on the wallet and also due to the bad road conditions that damage these bikes frequently. With a requirement to maintain safe distance during the post-pandemic world, bikes are an obvious choice in a way to avoid the hassles of public transport.

If you are in the market looking to pick a used bike, there are various options. Along with it, a two wheeler insurance policy will help you keep it safe from different perils. Here are some of the things you need to consider when buying one –

Deciding from where you should buy: It all starts from knowing where you should buy a pre-owned bike. There are many chains of dealerships that sell second-hand bikes. When you approach such dealerships, they generally maintain a proper service history, documentation, ownership history and the like. This helps you in knowing which two-wheeler is clean of all its records as well in a good condition. So, buying from a reputed dealer has its advantages. On the other hand, there are private dealerships that might offer the same vehicles for a cheaper price, but you need to do the inspection yourself.

Inspection of the bike: Once you have finalised your dealerships where you need to buy from and the bike, the next step is to check for its condition. This may involve checking for any leakage of fluids or lubricants, chains, tyres, broken or cracked levers, damaged chassis and more. Corrosion is a common sign to check since it can be a sign of poor maintenance. This thorough inspection will help you understand whether the bike is worth how much the dealer is quoting for; after all, who wants to invest more on repair costs than the purchase price. If you know of a trusted technician, you can also get an approval from such professional to know about intricate details about the bike.

Document inspection: Once you have finalised the bike after thorough inspection, you should not overlook the documentation. It is often overlooked when buying and results in hassles at a later date. The registration certificate – for its ownership, PUC certificate – for its emission levels and two wheeler insurance third party or comprehensive, for necessary regulatory compliance. In addition to that, you also need to check whether the seller is ready to complete all legal formalities like transfer of registration certificate, mandatory NOC or No Objection Certificate from the registering RTO so that the vehicle can be transferred from one owner to another, the bike’s service book for regular maintenance, the sales receipt and RTO forms 28, 29, and 30.

With these pointers in mind, buying a pre-owned bike can be hassle-free. Once you have transferred the bike to your name, do not forget on its insurance requirement since it cannot be skipped due to its regulatory nature. Various components of your policy impact the two wheeler insurance price and thus make a careful selection to have a cost-benefit analysis. Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please read sales brochure/policy wording carefully before concluding a sale.

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